Last Updated: February 23, 2026
These Terms of Service and Refund Policy (“Agreement”) constitute a legally binding agreement between you (“Client,” “User,” or “Customer”) and Yuriy Sitnikov (“Company,” “we,” “us,” or “our”) governing your access to and use of www.yuriysitnikov.com (the “Website”) and all consulting, advisory, coaching, strategic, educational, and digital services offered (collectively, the “Services”).
By accessing the Website or purchasing Services, you acknowledge that you have read, understood, and agree to be legally bound by this Agreement.
If you do not agree, you must not use the Website or purchase Services.
The Website sells professional consulting and advisory services, which may include business consulting, strategic advisory sessions, coaching, educational materials, digital resources, and related consulting services.
All Services are delivered digitally and/or through scheduled consultations, electronic communication, or online access portals.
Services are advisory in nature and are provided for informational and educational purposes only. The Company does not provide legal, tax, financial, or medical advice unless explicitly stated in a separate written agreement.
No specific business results, income levels, or performance outcomes are guaranteed.
By purchasing Services, you represent that:
You are at least 18 years of age.
You have full legal capacity to enter into binding agreements.
You are purchasing Services for lawful purposes.
All information provided during purchase is accurate and complete.
All prices are displayed prior to purchase or communicated in writing.
Payments are processed securely through Stripe or other authorized payment processors. By submitting payment information, you authorize the Company to charge your selected payment method for the full amount due, including applicable taxes and fees.
You represent that you are authorized to use the payment method provided.
If a payment is declined, reversed, or disputed, the Company reserves the right to suspend or terminate Services immediately.
Due to the consulting, advisory, and digital nature of the Services, all sales are final and non-refundable, unless a specific written refund guarantee is explicitly provided at the time of purchase.
Once any of the following occurs, the Service is considered delivered:
A consultation has been scheduled or conducted;
Access to digital materials has been granted;
Strategic recommendations have been provided;
Communication related to paid consulting has begun.
Because consulting services involve time allocation, intellectual property, and professional expertise, such Services cannot be returned or reversed.
Change of mind, dissatisfaction, failure to implement recommendations, or perceived lack of results do not constitute grounds for a refund.
If you enroll in a payment plan:
You are legally obligated to complete all scheduled payments.
Failure to attend sessions or use Services does not cancel payment obligations.
Remaining balances may be collected if payments are stopped without authorization.
Stopping payments without written agreement constitutes breach of contract.
You agree not to initiate a chargeback or payment dispute without first contacting [email protected] to attempt resolution in good faith.
Initiating a chargeback for services delivered in accordance with this Agreement constitutes a material breach of contract.
In the event of a dispute, the Company reserves the right to submit evidence to financial institutions and Stripe, including:
Signed agreements or electronic acceptance records
IP address logs
Payment confirmations
Service access logs
Email communications
Calendar confirmations
Session recordings (where applicable)
If a chargeback is determined to be improper or fraudulent, the Company reserves the right to:
Recover associated fees and costs
Suspend or revoke access to Services
Refer the account to collections
Pursue legal remedies where permitted by law
All content provided in connection with the Services, including consulting frameworks, methodologies, strategies, documents, presentations, videos, systems, and materials, remains the exclusive intellectual property of Yuriy Sitnikov.
You are granted a limited, non-transferable, non-exclusive license for personal use only.
You may not copy, reproduce, distribute, sell, sublicense, or share materials without written consent.
Unauthorized use may result in legal action.
You acknowledge that consulting Services require active participation and implementation.
You are solely responsible for:
Business decisions
Financial decisions
Implementation of strategies
Compliance with applicable laws
The Company is not responsible for business outcomes resulting from your decisions.
To the maximum extent permitted by law, the Company shall not be liable for any indirect, incidental, consequential, special, or punitive damages, including loss of profits, loss of business opportunity, or business interruption.
Total liability for any claim shall not exceed the total amount paid by you for the specific Service giving rise to the claim.
You agree to indemnify and hold harmless Yuriy Sitnikov from any claims, damages, losses, or expenses arising from:
Your misuse of Services;
Violation of this Agreement;
Violation of applicable laws;
Unauthorized distribution of intellectual property.
The Company reserves the right to suspend or terminate Services if you:
Violate this Agreement;
Engage in abusive or fraudulent conduct;
Attempt to misuse intellectual property;
Initiate bad-faith chargebacks.
Termination does not relieve outstanding payment obligations.
The Company maintains transaction records and service delivery documentation in compliance with financial institution requirements and fraud prevention standards.
We cooperate with Stripe and financial institutions in investigating fraudulent or abusive disputes.
In the event of a dispute, the parties agree to attempt good-faith resolution before initiating formal proceedings.
Where legally permissible, disputes shall be resolved through binding arbitration or appropriate jurisdictional legal processes.
The Company shall not be liable for delays or failure to perform due to events beyond reasonable control, including technical failures, regulatory changes, or third-party service interruptions.
We reserve the right to modify this Agreement at any time. Continued use of the Website or Services constitutes acceptance of updated terms.
Yuriy Sitnikov
Website: www.yuriysitnikov.com
Email: [email protected]
Last Updated: February 23, 2026